The first edition of my book, The End of Money and the Future of Civilization, was published by Chelsea Green Publishing in 2009. While it remains
as relevant today as it was when first published the printed book has been out of print for several years. But, having had the rights reverted to me by my publisher, I am making the entire book available for free in PDF format. You can read it or download it HERE. If you would like a hard copy of the first edition used copies can still be found on Amazon.com, Abe books, Thrift books and elsewhere.
Better still, you can avail yourself of the new revised and expanded 2024 edition which I have been working on for almost two years and is almost complete. Eighteen chapters have already been posted and can be freely read or download HERE.
My previous books, as published, may be freely accessed in digital format by clicking the title below.
Money: Understanding and Creating Alternatives to Legal Tender (2001)
New Money For Healthy Communities (1994)
Money and Debt: a Solution to the Global Crisis (1980)
Collectors may find used and some new print copies of my books as published, on amazon.com and elsewhere online. Start by clicking on the title below:
Money: Understanding and Creating Alternatives to Legal Tender (2001)
New Money For Healthy Communities (1994)
Money and Debt: a Solution to the Global Crisis (1980)
Beyond Money 
Hopefully Points.com get more airlines, GPX is a handy service if you require a few top up points. I recomend them to my readers
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Similar to GPX and the airlines, trade exchanges are “imposing heavy fees” on holders of their currency. If one has an ABC Trade Dollar and wants to exchange it for an XYZ Trade Dollar he will be charged a transaction fee of 10%; however, the fee is levied in U.S. Dollars. Additional fees include the cost of joining & maintaining membership in 2 trade exchanges. Unlike the trade exchanges, the airlines don’t charge a membership fee or maintenance fees to the best of my knowledge.
The true cost to a trade member to exchange one trade dollar for another trade dollar exceeds 10% because the market value of a trade dollar is closer to USD 0.50 than USD 1.00.
If the value of an American Exchange Network Trade Dollar were USD 0.50 than the true cost to exchange out of AEN would be 20%.
This fact is one reason why the U.S. trade exchange industry has high member turnover and anemic growth.
Its unfortunate that most trade exchange owners don’t understand the importance of liquidity.
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hi bob.. nice blog. But i dont really understand about flyer miles?BTW.. great job man…
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Tom, Hopefully, with your efforts along with others, we will see the growth of solid alternative currencies developing around the world. It would be welcomed and is certainly needed by many entities, i.e. consumers, small businesses, non-profits, etc. Let’s hope the airlne industry sees the light and change their present policies.
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