The first edition of my book, The End of Money and the Future of Civilization, was published by Chelsea Green Publishing in 2009. While it remains
as relevant today as it was when first published the printed book has been out of print for several years. But, having had the rights reverted to me by my publisher, I am making the entire book available for free in PDF format. You can read it or download it HERE. If you would like a hard copy of the first edition used copies can still be found on Amazon.com, Abe books, Thrift books and elsewhere.
Better still, you can avail yourself of the new revised and expanded 2024 edition which I have been working on for almost two years and is almost complete. Eighteen chapters have already been posted and can be freely read or download HERE.
My previous books, as published, may be freely accessed in digital format by clicking the title below.
Money: Understanding and Creating Alternatives to Legal Tender (2001)
New Money For Healthy Communities (1994)
Money and Debt: a Solution to the Global Crisis (1980)
Collectors may find used and some new print copies of my books as published, on amazon.com and elsewhere online. Start by clicking on the title below:
Money: Understanding and Creating Alternatives to Legal Tender (2001)
New Money For Healthy Communities (1994)
Money and Debt: a Solution to the Global Crisis (1980)
Beyond Money 
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That video didn’t mention that the bank has no money nor anything to loan and that it’s an illusion it does. If I knew how to make a cartoon, I would show a banker putting ink on some paper. Then show someone going to the banker to get the paper then exchanging the paper to someone for a house. Then the first person builds a house and exchanges it to the second for the paper. Then he brings the paper back to the banker. Then he builds another house and exchanges it to the banker for the paper. Then he gives the paper back to the banker.
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