Tag Archives: survival strategies

What’s coming and how to prepare?

SURVIVAL STRATEGIES FOR TROUBLED TIMES

By Thomas H. Greco. Jr.

For years I’ve been saying that we are being led, actually “driven,” toward a new global paradigm that is at once financial, economic, political and social, and I’ve been urging people to prepare for it. They naturally ask me what sorts of changes to expect and what they ought to do to be prepared. I first compiled a list of my ideas on that way back in the mid-1980s, a list that I’ve revised slightly from time to time and republished in various places. Since then the times have become increasingly “troubled” and I am convinced that the situation is quickly approaching a climax during which we-the-people who are not included in the super-class will be hard pressed to maintain any semblance of normality in our lives. We will be challenged as never before to adapt and to find ways to survive (and thrive) in the face of what I’ve been calling the global “mega-crisis” the dimensions of which include global warming, climate change, pandemics, terrorism, and financial and political malfeasance that are causing inflation, depressions, wars, loss of freedom, and that will ultimately enable the super class to engineer a “great reset” and usher in their New World Order.

Here is my latest revision of my Survival Strategies for Troubled Times.

General Strategies
Do what you can to enhance your own health, resiliency and independence, but don’t try to “go it alone;” our safety, survivability, quality of life, and happiness lie in our relationships and mutual interdependence. It pays to be kind, helpful, and cooperative with those around us and to work together to build a new human-centered convivial civilization.

HEALTH, SAFETY, AND SELF-RELIANCE
Learn healthy living and acquire a diversity of practical skills. Cultivate a low input lifestyle. Secure your own material needs as much as possible, and find a safe place to live.

COOPERATION AND MUTUAL SUPPORT
Build mutually supportive relationships. Nurture the development of networks and self-contained, cooperative communities.

DISENGAGE
Reduce your dependence upon conventional systems and structures, governments and institutions, especially those that are being used to drain away our wealth, like political fiat money. Get out of the debt trap and reduce your financial obligations, Shift yout financial resources from Wall Street investments to investments in Main Street. 

BE ALERT AND BE INVOLVED
Keep attuned to the changing global conditions of humanity and its habitats. Consult a variety of news sources, not just the ones whose views you typically agree with. Participate in local politics. Ask tough questions. Work with others to help solve local, regional, national, and global problems.

SPECIFIC POSSIBILITIES TO CONSIDER:

1. Food. Grow at least some of your own food, store staple food items, save seeds, plant perennial food plants, especially fruit and nut trees. Learn how to forage for wild foods – many “weeds” are edible. Support local (preferably organic) farmers.

Participate in “Community Supported Agriculture (CSA), also known as “subscription farming.” This is an arrangement in which a group of consumers contract to support an area farmer who in turn delivers their produce to the contracting group. The farmer is guaranteed a market and the consumers are guaranteed a supply of fresh wholesome food.

2. Collect valued items and useful commodities that are likely to retain their value and can be used as exchange media. Some favor gold and silver coins. In modest amounts, these may be useful in the event of hyper-inflation or collapse of the currency. I prefer to hold things that are more useful, like tools, equipment, materials, and books.

3. Get out of the large cities, if possible. Locate a country place that you can retreat to if and when it becomes necessary. Buy productive land that can support you and your family. Choose land that can provide food, clean water, and fuel. Ideally, locate near small towns where you have access to helpful neighbors and common facilities. If you lack the resources to buy land on your own, consider buying in partnership with others or organizing a Community Land Trust, a legal arrangement in which a trustee organization holds title to land while assuring secure tenure, but limits individual speculative gains.

4. Build community where you are. If you must live in a city, get to know your neighbors and organize neighborhood cooperatives and mutual-support structures. Large cities depend on a complex and well maintained infrastructure, and the importation of tremendous amounts of resources from distant places. In hard times these systems may fail, in whole or in part. Learn about critical systems like water, electricity, gas, sewage disposal, health care, and police protection. With your neighbors, plan back-up strategies and create back-up systems that will assure at least minimal life-support. Get involved in local politics and hold officials accountable.

5. Disengage financially. Begin to disengage from the conventional financial systems as much as possible. Don’t depend too much on banks or other fiduciaries, and avoid, as much as possible, the use of the conventional money system. If banks fail, you may lose your deposits, while finding that your debts remain. Convert most of your financial assets to real (tangible) assets while holding some in liquid form for payment of taxes, utilities, and other necessities that require monetary payment. Support the emerging decentralized economy that promotes humane values, equity, social justice, sustainability, and local self-determination. Help to organize and use properly issued community currencies and credit clearing exchange systems.

6. Become debt-free; kick the credit habit; pay as you go. Don’t get caught in the “usury trap.” Especially, avoid borrowing from predatory lenders and credit card companies. Do not borrow to buy consumer goods; purchase these only when you can pay for them in full. Get out of debt as quickly as you can and stay out of debt. If you must borrow, borrow from people, not banks. In a crunch, it’s better to have your debts in friendly hands, someone who won’t take advantage of your distress or press for foreclosure. If you have a home which is mortgaged or are making payments on a major durable item such as a car or truck, you might consider the following possible options:

a. Accelerate your repayment schedule by making extra principal payments out of current income.

b. Refinance using funds obtained from individuals-relatives, friends or associates to pay off the bank. You might obtain from them non-interest-bearing loans or, better yet, negotiate a contract that will allow for sharing of both the risks and benefits of ownership. You might give the new funds providers a part-ownership in the property. You, the user/occupant, would pay rent on a lease and they would receive a part of the rent in proportion to their investment. You would also buy back their investment over time.

c. In the case of a farm or multi-unit residential property, you might create a “community land trust” or LLC to hold title to the property which you would then lease back on a long term basis. Others would put up enough money to repay the bank mortgage in return for equity in the buildings or a lease hold on the land.

d. Another possibility is to sell the property and buy one you can afford to hold free-and-clear.

e. If you are in extreme debt, filing personal bankruptcy may be an option. Consult a financial advisor or lawyer for advice, which can often be obtained through non-profit organizations like councils on aging or legal aid.

7. Simplify your lifestyle and reduce your needs. Learn how to live better with less. Do it yourself, fix what you have, reuse, make-do, or do without. Share with others. Kick the shopping habit and emphasize non-material satisfactions and gifts.

8. Learn to share and cooperate. Secure your basic necessities like food and shelter by creating community and cooperative arrangements. Possibilities to consider are neighborhood associations, buying clubs, food cooperatives, shared or co-op housing, barter clubs, trade associations or mutual credit clearing exchanges.

9. Finally, engage with others to work out your own ways of securing access to the basic necessities–water, food, shelter, energy, clothing, tools and equipment, transportation, and health care, and through it all keep a positive, hopeful attitude, and make time to play, meditate, and pray.

Follow my websites: BeyondMoney.net and ReinventingMoney.com.
Read my article, Confronting the Power Elite.
Subscribe to my YouTube channel, and follow me on Facebook and Twitter.
Thomas H. Greco, Jr.

This article has also been published on Expert Click and Medium

The Great Wake-up Call

Sometimes it’s a severe pain in the chest, sometimes shortness of breath, other times dizziness, numbness, disorientation or loss of muscle control. These are symptoms of something seriously wrong, a warning of impending health crisis, a signal that something needs to change.

In our collective experience known as political economy, we are experiencing symptoms of distress. The real estate bubble and subsequent bust, the financial meltdown, deepening recession and inflation are all telling us that something is wrong, that something needs to change.

The mainstream media don’t tell us what or how. They are part of the system that is trying to maintain the status quo. They will give space to minor policy adjustments and legislative proposals, but not to the kinds of deep structural changes or emergent systems that can make a real difference.

Fortunately, there are independent media and information sources that are devoted to providing the kinds of information people need.

Back in June of this year I viewed an amazingly good documentary film titled, Zeitgeist. I recommend it highly. Get it here.

Most of the information in it was already known to me, and includes much of what I’ve been trying for years to tell people in my own humble way. This film is well put together and pretty accurate as far as I can tell. One aspect that was somewhat new to me was the material that shows the congruence among the various “redeemer” myths going way back B.C. That part, and some of the political material, won’t go down easily with true believers of any stripe — the devout and patriotic, but if one can keep an open mind, there is much to be learned – much that could save our lives.

Now there is an addendum to the Zeitgeist movie that focuses more attention on the “money problem,” economic imperialism, and emerging sustainable technologies. The Zeitgeist: Addendum can be downloaded from the same site or from Google.

The first twenty minutes do a creditable job of describing how our conventional political money is created. It’s a good supplement to the films Money as Debt and The Money Masters that I previously recommended.

The next part of the film features John Perkins, author of Confessions of an Economic Hit Man. He does a superb job of clearly explaining how the empire achieves dominance over other countries, giving examples from his own experience. As he describes in his book, there are three levels of action. The imperial forces first try to corrupt the country’s leaders and get them to play along, saddling their people with huge debt loads and selling off government owned assets. If that fails, they will stir up internal opposition and either overthrow or assassinate a recalcitrant leader. If that fails, the military will be sent in as a last resort.

In recent years, the reluctance to use the last option seems to have diminished, as war affords opportunities for great profits to be amassed by political cronies and well-connected companies, and the power of Congress to mount opposition to military adventures has all but evaporated.

The original Zeitgeist movie contains important information about the central banking system and the Federal Reserve. If you don’t have time to watch the entire film, a relevant seven minute excerpt can be seen here.

If you want to view particular parts of each film, you can find them on YouTube. Start with Part I.

And now there is a Zeitgeist Movement you can participate in if you feel so inclined. http://www.thezeitgeistmovement.com/

My new book will give a different perspective on the global problematique, and is unique in offering practical approaches that will enable us to “escape from the matrix.” I still expect it to be out by early next year.

Hal Turner Shows the new Amero Coin and Describes the Impending Collapse of the Dollar.

For the past several months the internet has been abuzz about the elitist plans for the North American Union and the new Amero currency. Now Hal Turner shows a coin which he purports to be an Amero coin issued by the US government. Is it? You decide.

In any case, a new currency, like the old, will manifest not as coins or bills but as ledger credits (bank deposits).

Whether or not that coin is authentic, one thing seems certain: the US dollar is headed for oblivion and a new monetary regime is being prepared by the powers that be. Wars and bank bailouts are being paid for with increasing amounts of “empty dollars.” The money supply is being inflated with legalized counterfeit at an unprecedented rate. Besides ballooning budget deficits, there is the chronic trade deficit. The US continues to import more than it exports, relying on foreign governments to buy US government bonds to finance the deficits. The value of the US dollar must therefore shrink ever more rapidly. The savings of the middle class will be wiped out. Dollar denominated assets, like bank accounts, CD’s, bonds will become increasingly worthless while your debts will remain. Price increases may be temporarily held in check by the credit crunch as more businesses fail and more people lose their jobs. But the handwriting is on the wall. It’s a credit crunch for main street but a lavish abundance of credit for Wall Street and the Military-Industrial-Banking complex. Much higher prices and lower dollar values must follow.

What to do?

Mike Adams provides some pretty good advice on his website, NatutalNews.com. Take a look at his comprehensive special report, How to Build Your Financial Safety Net.

The thing that’s missing in Adams’ report is how to protect a nest egg. How do you protect the value of the assets you have? Here are my thoughts on that.

As prices bottom out, use your money to buy selected real estate and useful things of real value.

Get out of dollar denominated securities – bank deposits, CD’s, bonds, etc. Keep only enough liquid to are satisfy demands for payment of taxes, utilities, etc.

What are the alternatives?

Buy anything that can support you and your family directly – a home, productive land, gardens, orchards, woodlots, durable clothing, equipment, knowledge, skills, books, computers, etc. Buy selected foreign currencies. You might also help to build a sustainable economy by buying an equity stake (shares) in (small and medium sized) companies that are geared toward producing necessities of life in an earth-friendly way.Some promising industries are organic farming, renewable energy, pollution remediation, and complementary medicine. Above all, make friends, nurture your communities and form new ones. As my good friend Sergio Lub says, our best security is not in money or gold or material things, but in our relationships and our willingness to help each other. The effectiveness of actions by isolated individuals is severely limited. It will take organized cooperative action to really protect ourselves and get through this transition stage. Organize mutual support networks, including local credit clearing unions and currencies. My upcoming book will provide detailed advice on how to do that, but many of the ideas are already available on this blog (Beyond Money) and my Reinventing Money website.

WIR – Current Operational Realities

Susan Witt of the E. F. Schumacher Society has recently filed a report on her trip to Basel, Switzerland, during which she queried fellow Rotarians about their experience with the WIR Bank and WIR credits. It makes for some interesting reading. I’ve posted it with her permission as a page on this blog. WIR is an important case to study. Bes sure to read the other documents about it that are on this blog and my website.

And here’s a bit of levity:

Uncertainty has now hit Japan. In the last seven days, Origami bank has folded, Sumo Bank has gone belly up and Bonsai Bank has announced plans to cut some of its branches. Yesterday, it was also announced that Karaoke Bank will go up for sale and will likely go for a song, while shares in Kamikaze Bank were suspended today after they nose-dived. While Samurai Bank is soldiering on after sharp cutbacks, 500 staff at Karate Bank got the chop and analysts report that there is something fishy going on at Sushi Bank, where it is feared that staff may get a raw deal.

Q: George Bush was asked today “what did he think of the Credit Crunch?”
A: He replied: “It was his favorite Candy Bar.”